Parkson Credit Sdn. Bhd. provides accessible, Shariah-compliant financing across Malaysia, focusing on Islamic Hire Purchase for motorcycles, Islamic Credit Sale for consumer goods, and digital Personal Financing. Operating from offices in Kuala Lumpur, Ipoh, and Johor Bahru, the company utilizes its nationwide dealer network to serve its customer base. At its core, Parkson Credit is committed to transparency and honesty, building lasting partnerships with dealers and providing both financial and non-financial benefits to our customers.

Founded in 2014, Parkson Credit has become a leading Malaysian motorcycle financing company by pioneering the nation's first digital end-to-end crediting processing system. Bolstered by its recent RM1 billion Sukuk Wakalah program, the company is solidifying its position as a leader in the industry. The company's proprietary and secure Advanced Credit Origination System (ACOS) is a key asset, a homebuilt and self-sustaining platform for customers credit data, ensuring the data is secure. This technology facilitates a unique offering of real-time JPJ registration, allowing for 365 days motorcycle registration. Parkson Credit also provides the industry's only free Theft Loss Gap benefit. These technological advancements have yielded significant results, including faster processing, reduced errors, a high dealer satisfaction rate, and a 4.7-star Google review.

Parkson Credit is working to expand its upcoming digital ecosystem by driving change through digital transformation and compliance. With continuous enhancements to our ACOS system and a new digital platform in development, customers will soon be able to finance and manage their loans seamlessly in the palm of their hands, taking the company Beyond Credit.

In the short-term, Parkson Credit plans to develop multiple channels of revenue streams and ensure that the team is ready for any market volatility hence internally, we emphasize on strategies that revolve around digital transformation and going from manual to automation with integrated machine learning. In the long-term, Parkson Credit plans to continue to be the largest Malaysian homegrown motorcycle financing company and create a self-sustaining ecosystem by integrating its financial service with non-credit lifestyle products and services.

Parkson Credit has maintained its status as the largest Malaysian homegrown motorcycle financing company despite the economic and competitive challenges with international conglomerates and being forward thinking, Parkson Credit is also the first to revolutionize the industry with ACOS and providing excellent customer service all while maintaining good relationships with business partners to grow together to achieve their respective mission and vision. This achievement reflects not only Parkson Credit’s forward-thinking approach and digital innovations but also a people-first approach that focuses on fostering strong relationships with business partners, employees, and customers to achieve a shared mission and vision.